Monthly Archives: July 2013

For his part the President of Ecuador Rafael Correa said, that the decision to join the ALBA was q mature and reflective way by his Government, to thus continue claiming the right of the peoples of America to choose their destinations and to prioritize its interests. This involves integrating the physical infrastructure, share energy projects and sharing social development planning. As the Bolivarian news agency reported us, the President of the Republic of Bolivia, Evo Morales, proposed the creation of a permanent secretariat and a Permanent Committee of the Bolivarian alternative for the peoples of our America (Alba), instances that would serve to strengthen communication among States parties and coordinate actions directed from the newly created political councilsEconomic and social. During his speech at the extraordinary Summit of the Alba VI, held in Hotel Pipo Internacional in the city of Maracay, State Aragua; Morales argued that, in view of the growth of the organism that It currently brings together nine Latin American and Caribbean Nations, it is necessary to create an instance that serves as a coordinating entity. We are growing, they will try to separate us and divide us with economic blackmail () these provocations and aggressions require us to organize ourselves, integrate us, unite us and know us, immediately, the Bolivian head of State emphasized. In that regard, urged all of the Alba countries to fight together against the permanent plundering of our resources, the exploitation of our basic services and the oppression of our people. Morales recalled that since historical times the indigenous peoples of the region are permanently threatened extermination and accused of being ignorant and wild history repeats, are victims again of oppression and colonialism. Why we must continue the struggle that our ancestors began the task is not only to know us as countries, but knowing that we are each of us by our peoples, said.

In this area, the increasingly used standard is the ISO 9001 standard. Universities can support in this model, where once and for all the University authorities entrusted with the management, operation of the universities, should be very vigilant of effective management systems that ensure excellence and therefore require a series of methods and tools that allow to analyze and solve problems, to implement measures of qualitymake comparisons with other organizations, redesign processes or any other action of the institution, allowing them to avante out of the current crisis is facing and retrieve academic excellence. In pro of your achievement, you can use the benchmarketing, tool that is based on an analysis from agents external to the Organization itself. Its application is usually used to establish comparisons with best practices carried out by competition, although you can also use internally, to analyze units or processes of the Organization itself. It is not literally copy the procedures of the units analysed but the study of other processes to learn and improve their own. It should be noted, that the application of the EFQM model, has been done in universities with considerable success, as provides it the antecedent of the UCAM, is the first University in Spain to obtain the seal of quality European EFQM for your general services the EFQM European quality seal recognition process began already in October 2005 with the aim of devising a Plan of action focused on three fundamental aspects: Perform actions to improve satisfaction of the University community. -Work on the definition of indicators that make it possible to analyze the management. -Training of all personnel in the quality in the final evaluation of the audit, has emphasized the commitment of the UCAM with quality, the approach to the customer as well as the training and sensitization of their personnel.

This event is the result of the work that has been developing in the field of quality this University since its inception. UNED of Tudela, received the European quality seal EFQM 400, as well as the University of Seville. The program graduate of management of the quality and productivity of the postgraduate Area of Faces, in the present, it has been proposed through a gradoque thesis is that developing apply the EFQM model, in order to guarantee a good service, ensure quality assurance involving the comparison between a particular product or service and a standardpreviously defined, that establishes the criteria to qualify the quality of such good or service, and have a good program to ensure academic excellence. In this area increasingly used standard is the ISO 9001 standard specifically. Assess the current reality of the functioning of the program in all its phases and transformations needed to achieve the academic excellence of the program will be made.

It will enable the correct execution of the actions planned for each service. whose aim is to obtain and analyse information that allows us to know the situation of the services of the University of Carabobo as regards the criteria of the excellence model, emphasizing its Area of postgraduate, specifically the Faces. Detailed planning of actions to be performed by each service will be made and will include recommendations regarding areas which intervene as a priority. We will analyze also the weaknesses, opportunities, threats and strengths that the program currently has in relation to its services and academic excellence. Original author and source of the article.

Intuitively, many people know that if low rates of interest are not save time, and if the rates of interest are not time invest (at least borrowing). Therefore, people are always outstanding read the newspaper, listen to the news on the television and listen to the renowned economists to know their opinions about the future of interest rates. I'm going to give a tip that they gave me in the masters of finance, this tip is not a theory that behaves 100% faithful in practice but does in large quantity of times. You turn on the television or buy the newspaper and sees the ads of banks. If you see excessive bank ads promoting loans with fixed rates of interest, then surely the interest rates go down or are going to keep low. On the other hand, if you see excessive ads of banks promoting savings in the fixed term, then surely the interest rates are going to rise or are going to stay high.

What is the reason of? This?, fijate: suppose the passive interest rates (savings) are at 8%, and banks estimate that they will go up to 10%, then they promoted savings to fixed-term with an approximate rate of 9%. With this, to raise rates to 10%, there are a large number of customers with their savings tied to 9%. I.e., are becoming inexpensive customers to keep their savings. That differential of 10% 9% = 1%, earn the banks with such a strategy. On the other hand, if si las tasas them rates active interest (credits) are 20% and the banks estimate that they will go down to 18%, then they promoted credit term and fixed rates approximate to 19%. Then, when rates fall to 18% there is a large number of customers with their credits tied to 19%, i.e., customers are going to pay more expensive your credit value. That differential, of course, banks earn them.

Cash in savings bonds, those good old savings bonds that has done a good American. You were used to finance the war, social programs, and public spending. The purchase of a savings bond was how to invest in the country at one time. That you were considered anti-americanos, if she did not! Today, however, savings bonds aren't so popular among investors as they were years ago. While the grandparents are still buying for their grandchildren as gifts, saving for College, or simply as a reflective way plans to give the gift of investment, are not good investments, they are even better out there than the savings bond. How I cash in savings bonds so you have a lot of U.S. debt.UU.

He wants to be paid. The interest has accumulated, and maybe the link itself has reached maturity. These are the steps to follow. Checks in the year was issued savings bonds not can be gained in the first year, so don't even bother. You will have to wait for all the year to enter reason in order to obtain the cash value of the bond.

Check the line of value the Treasury of the United States.UU. It has a great tool for investors to check the value and performance of each savings bond. Go to use your calculator to find the important details. If the interest rate is attractive, to consider the holding of bail as the rate is locked, some bonds of the 1990s pays 5% +. Receivable in savings bonds go to a Bank while you have a bank account opened in the Bank in particular or Credit Union, bonds are as good as cash the same day. If you don't have a bank account, bring your identification, and also a piece of mail. If you need cash bail of his child (under 18 years) will have to sign bonds for them, and indicate that you is gaining them on behalf of his son. Obtain cash deal! The Bank buys to you on behalf of the U.S. Treasury.UU. and give you cash on the same day. Do not spend everything in one place.